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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,447 | $106,524-51.7% | $152,301-66.2% | $87,485-41.2% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.4%-10.4pp | 68.9%+3.1pp |
| Annual return | 23.33% | 26.89%-3.6pp | 80.50%-57.2pp | 26.06%-2.7pp |
| Employer contribution / active EE | $1,059 | $3,371-68.6% | $4,624-77.1% | $2,596-59.2% |
| Participant deferral / active EE | $4,212 | $6,525-35.4% | $8,004-47.4% | $4,274-1.4% |
| Admin fee / account holder | $1,702 | $8,287-79.5% | $14,398-88.2% | $7,775-78.1% |