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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,447 | $107,421-52.1% | $182,262-71.8% | $94,015-45.3% |
| Participation rate | 72.0% | 77.8%-5.8pp | 84.2%-12.2pp | 70.8%+1.2pp |
| Annual return | 23.33% | 21.32%+2.0pp | 140.60%-117.3pp | 17.84%+5.5pp |
| Employer contribution / active EE | $1,059 | $3,448-69.3% | $5,046-79.0% | $2,790-62.1% |
| Participant deferral / active EE | $4,212 | $6,558-35.8% | $8,276-49.1% | $4,249-0.9% |
| Admin fee / account holder | $1,702 | $8,692-80.4% | $16,712-89.8% | $8,951-81.0% |