Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,146 | $48,277-6.5% | $67,511-33.1% | $80,874-44.2% |
| Participation rate | 19.5% | 66.4%-46.8pp | 72.9%-53.3pp | 67.6%-48.1pp |
| Annual return | 15.63% | 18.27%-2.6pp | 3517.41%-3501.8pp | 35.62%-20.0pp |
| Employer contribution / active EE | $771 | $2,021-61.8% | $2,733-71.8% | $2,756-72.0% |
| Participant deferral / active EE | $1,072 | $2,926-63.4% | $4,000-73.2% | $4,297-75.1% |
| Admin fee / account holder | $7,173 | $3,687+94.5% | $3,999+79.4% | $6,935+3.4% |