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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,922 | $102,422+347.1% | $147,117+211.3% | $80,959+465.6% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 10.96% | 135.16%-124.2pp | 420.54%-409.6pp | 35.67%-24.7pp |
| Employer contribution / active EE | $12,279 | $3,717+230.3% | $4,932+148.9% | $2,757+345.4% |
| Participant deferral / active EE | $7,852 | $6,652+18.0% | $8,065-2.6% | $4,300+82.6% |
| Admin fee / account holder | $5,165 | $7,953-35.1% | $12,993-60.2% | $6,925-25.4% |