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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,922 | $102,429+347.1% | $147,096+211.3% | $80,925+465.9% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 10.96% | 135.02%-124.1pp | 419.75%-408.8pp | 35.65%-24.7pp |
| Employer contribution / active EE | $12,279 | $3,716+230.5% | $4,936+148.8% | $2,756+345.5% |
| Participant deferral / active EE | $7,852 | $6,649+18.1% | $8,071-2.7% | $4,299+82.7% |
| Admin fee / account holder | $5,165 | $7,957-35.1% | $13,005-60.3% | $6,940-25.6% |