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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,530 | $160,070-63.4% | $147,117-60.2% | $145,897-59.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.97% | 98.69%-87.7pp | 420.54%-409.6pp | 552.29%-541.3pp |
| Employer contribution / active EE | $9,675 | $5,285+83.1% | $4,932+96.1% | $4,663+107.5% |
| Participant deferral / active EE | $8,244 | $8,419-2.1% | $8,065+2.2% | $6,689+23.2% |
| Admin fee / account holder | $828 | $15,035-94.5% | $12,993-93.6% | $13,390-93.8% |