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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,201 | $76,407-29.1% | $150,298-63.9% | $82,448-34.3% |
| Participation rate | 70.2% | 66.4%+3.8pp | 77.8%-7.6pp | 68.1%+2.1pp |
| Annual return | 10.64% | 39.99%-29.4pp | 62.79%-52.1pp | 41.64%-31.0pp |
| Employer contribution / active EE | $752 | $2,614-71.2% | $4,154-81.9% | $2,551-70.5% |
| Participant deferral / active EE | $2,789 | $3,214-13.2% | $5,453-48.8% | $4,139-32.6% |
| Admin fee / account holder | $7,271 | $6,352+14.5% | $14,116-48.5% | $7,234+0.5% |