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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,201 | $75,541-28.2% | $152,093-64.4% | $82,637-34.4% |
| Participation rate | 70.2% | 66.5%+3.6pp | 77.8%-7.6pp | 68.1%+2.1pp |
| Annual return | 10.64% | 32.56%-21.9pp | 66.36%-55.7pp | 53.51%-42.9pp |
| Employer contribution / active EE | $752 | $2,622-71.3% | $4,175-82.0% | $2,552-70.5% |
| Participant deferral / active EE | $2,789 | $3,206-13.0% | $5,451-48.8% | $4,126-32.4% |
| Admin fee / account holder | $7,271 | $6,405+13.5% | $14,497-49.8% | $7,339-0.9% |