Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,151 | $57,590-30.3% | $86,233-53.4% | $82,448-51.3% |
| Participation rate | 49.4% | 57.9%-8.5pp | 69.0%-19.6pp | 68.1%-18.7pp |
| Annual return | 9.47% | 22.41%-12.9pp | 61.39%-51.9pp | 41.64%-32.2pp |
| Employer contribution / active EE | $483 | $1,655-70.8% | $2,504-80.7% | $2,551-81.1% |
| Participant deferral / active EE | $2,375 | $3,080-22.9% | $4,559-47.9% | $4,139-42.6% |
| Admin fee / account holder | $4,481 | $4,730-5.3% | $8,342-46.3% | $7,234-38.1% |