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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,793 | $102,422+189.8% | $147,117+101.7% | $80,959+266.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.04% | 135.16%-121.1pp | 420.54%-406.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $9,534 | $3,717+156.5% | $4,932+93.3% | $2,757+245.8% |
| Participant deferral / active EE | $9,453 | $6,652+42.1% | $8,065+17.2% | $4,300+119.8% |
| Admin fee / account holder | $66,164 | $7,953+731.9% | $12,993+409.2% | $6,925+855.4% |