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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,620 | $115,225-47.4% | $100,712-39.8% | $138,895-56.4% |
| Participation rate | 85.7% | 74.3%+11.4pp | 69.3%+16.4pp | 79.9%+5.8pp |
| Annual return | 13.74% | 40.35%-26.6pp | 33.27%-19.5pp | 145.39%-131.7pp |
| Employer contribution / active EE | $400 | $2,771-85.6% | $2,313-82.7% | $4,194-90.5% |
| Participant deferral / active EE | $1,342 | $4,699-71.4% | $4,085-67.1% | $6,396-79.0% |
| Admin fee / account holder | $10,074 | $10,844-7.1% | $9,256+8.8% | $12,562-19.8% |