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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,139 | $81,276-77.7% | $155,574-88.3% | $80,925-77.6% |
| Participation rate | 40.0% | 66.2%-26.2pp | 78.2%-38.2pp | 67.7%-27.7pp |
| Annual return | 12.56% | 33.36%-20.8pp | 64.87%-52.3pp | 35.65%-23.1pp |
| Employer contribution / active EE | $772 | $3,103-75.1% | $4,676-83.5% | $2,756-72.0% |
| Participant deferral / active EE | $814 | $3,453-76.4% | $5,629-85.5% | $4,299-81.1% |
| Admin fee / account holder | $256 | $7,993-96.8% | $15,914-98.4% | $6,940-96.3% |