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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,400 | $183,592+74.5% | $155,574+105.9% | $145,877+119.6% |
| Participation rate | 78.3% | 82.7%-4.4pp | 78.2%0pp | 80.3%-2.0pp |
| Annual return | 13.69% | 61.37%-47.7pp | 64.87%-51.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,290 | $5,317-75.7% | $4,676-72.4% | $4,663-72.3% |
| Participant deferral / active EE | $1,733 | $6,466-73.2% | $5,629-69.2% | $6,691-74.1% |
| Admin fee / account holder | $10,279 | $19,316-46.8% | $15,914-35.4% | $13,402-23.3% |