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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,448 | $95,453-53.4% | $112,040-60.3% | $82,448-46.1% |
| Participation rate | 89.0% | 72.8%+16.3pp | 76.5%+12.5pp | 68.1%+21.0pp |
| Annual return | 13.47% | 23.92%-10.4pp | 24.52%-11.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $1,262 | $2,318-45.6% | $2,954-57.3% | $2,551-50.5% |
| Participant deferral / active EE | $5,071 | $4,224+20.1% | $5,098-0.5% | $4,139+22.5% |
| Admin fee / account holder | $2,427 | $9,013-73.1% | $12,098-79.9% | $7,234-66.4% |