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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,964 | $156,398+127.6% | $147,318+141.6% | $138,895+156.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.73% | 78.75%-60.0pp | 70.43%-51.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $13,014 | $4,853+168.2% | $4,593+183.4% | $4,194+210.3% |
| Participant deferral / active EE | $8,028 | $8,237-2.5% | $7,906+1.5% | $6,396+25.5% |
| Admin fee / account holder | $7,415 | $14,976-50.5% | $13,708-45.9% | $12,562-41.0% |