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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,368 | $161,352+97.3% | $134,172+137.3% | $137,256+132.0% |
| Participation rate | 88.9% | 78.3%+10.6pp | 72.5%+16.4pp | 80.0%+8.9pp |
| Annual return | 10.24% | 28.72%-18.5pp | 25.30%-15.1pp | 220.34%-210.1pp |
| Employer contribution / active EE | $21,077 | $4,099+414.2% | $3,420+516.3% | $4,156+407.1% |
| Participant deferral / active EE | $21,461 | $5,552+286.5% | $4,690+357.5% | $6,407+235.0% |
| Admin fee / account holder | $191,705 | $15,028+1175.7% | $12,016+1495.4% | $12,270+1462.4% |