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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,368 | $177,156+79.7% | $147,027+116.5% | $154,746+105.7% |
| Participation rate | 88.9% | 79.4%+9.5pp | 73.7%+15.1pp | 80.7%+8.2pp |
| Annual return | 10.24% | 21.94%-11.7pp | 20.23%-10.0pp | 172.34%-162.1pp |
| Employer contribution / active EE | $21,077 | $4,336+386.0% | $3,626+481.3% | $4,379+381.3% |
| Participant deferral / active EE | $21,461 | $5,797+270.2% | $4,933+335.1% | $6,730+218.9% |
| Admin fee / account holder | $191,705 | $14,904+1186.3% | $12,223+1468.5% | $14,365+1234.5% |