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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,553 | $239,571+70.1% | $183,328+122.3% | $137,256+196.9% |
| Participation rate | 92.9% | 82.4%+10.5pp | 77.3%+15.5pp | 80.0%+12.9pp |
| Annual return | 19.70% | 35.69%-16.0pp | 29.67%-10.0pp | 220.34%-200.6pp |
| Employer contribution / active EE | $9,790 | $6,148+59.3% | $5,055+93.7% | $4,156+135.6% |
| Participant deferral / active EE | $5,819 | $7,995-27.2% | $6,795-14.4% | $6,407-9.2% |
| Admin fee / account holder | $2,791 | $30,059-90.7% | $21,427-87.0% | $12,270-77.3% |