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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,676 | $76,407+131.2% | $150,298+17.6% | $82,448+114.3% |
| Participation rate | 64.4% | 66.4%-2.0pp | 77.8%-13.3pp | 68.1%-3.6pp |
| Annual return | 20.25% | 39.99%-19.7pp | 62.79%-42.5pp | 41.64%-21.4pp |
| Employer contribution / active EE | $2,147 | $2,614-17.9% | $4,154-48.3% | $2,551-15.8% |
| Participant deferral / active EE | $5,111 | $3,214+59.0% | $5,453-6.3% | $4,139+23.5% |
| Admin fee / account holder | $7,042 | $6,352+10.9% | $14,116-50.1% | $7,234-2.7% |