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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,549 | $177,353+17.6% | $158,226+31.8% | $198,609+5.0% |
| Participation rate | 83.3% | 77.0%+6.3pp | 74.8%+8.5pp | 82.4%+1.0pp |
| Annual return | 19.58% | 599.50%-579.9pp | 501.41%-481.8pp | 202.70%-183.1pp |
| Employer contribution / active EE | $2,735 | $3,239-15.6% | $2,986-8.4% | $5,055-45.9% |
| Participant deferral / active EE | $8,738 | $4,615+89.3% | $4,317+102.4% | $6,977+25.2% |
| Admin fee / account holder | $873 | $10,960-92.0% | $10,217-91.5% | $19,030-95.4% |