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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,549 | $101,618+105.2% | $93,063+124.1% | $137,256+51.9% |
| Participation rate | 83.3% | 74.9%+8.4pp | 72.1%+11.2pp | 80.0%+3.4pp |
| Annual return | 19.58% | 223.95%-204.4pp | 34.15%-14.6pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,735 | $2,707+1.0% | $2,476+10.4% | $4,156-34.2% |
| Participant deferral / active EE | $8,738 | $4,279+104.2% | $3,958+120.7% | $6,407+36.4% |
| Admin fee / account holder | $873 | $6,198-85.9% | $6,033-85.5% | $12,270-92.9% |