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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,354 | $51,638-60.6% | $129,406-84.3% | $80,959-74.9% |
| Participation rate | 30.6% | 56.9%-26.4pp | 69.6%-39.1pp | 67.7%-37.1pp |
| Annual return | 22.08% | 20.78%+1.3pp | 9468.18%-9446.1pp | 35.67%-13.6pp |
| Employer contribution / active EE | $647 | $1,584-59.1% | $4,155-84.4% | $2,757-76.5% |
| Participant deferral / active EE | $972 | $2,670-63.6% | $4,167-76.7% | $4,300-77.4% |
| Admin fee / account holder | $74 | $4,313-98.3% | $7,689-99.0% | $6,925-98.9% |