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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,122 | $111,878+273.7% | $93,727+346.1% | $145,897+186.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.85% | 204.28%-198.4pp | 133.83%-128.0pp | 552.29%-546.4pp |
| Employer contribution / active EE | $12,065 | $3,092+290.2% | $2,421+398.3% | $4,663+158.8% |
| Participant deferral / active EE | $2,787 | $4,920-43.4% | $4,417-36.9% | $6,689-58.3% |
| Admin fee / account holder | $3,499 | $10,256-65.9% | $8,292-57.8% | $13,390-73.9% |