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| Provider | Service type | Compensation |
|---|---|---|
FISHER INVESTMENTS6 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $26,009 |
DELTA FINANCIAL ADVISORS LLC4 years Service code 26 · EIN 02-0630347 | Advisory (Participants) | $16,310 |
Service code 26 · EIN 76-0536705 | Advisory (Participants) | $12,807 |
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $9,107 |
CHARLES SCHWAB & CO., INC.4 years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $1,297 |
Filed as: CHARLES SCHWAB & CO., INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,811 | $106,110+185.4% | $147,005+106.0% | $77,671+289.9% |
| Participation rate | 96.7% | 78.4%+18.3pp | 82.2%+14.5pp | 70.6%+26.1pp |
| Annual return | 16.08% | 56.77%-40.7pp | 418.76%-402.7pp | 31.21%-15.1pp |
| Employer contribution / active EE | $3,125 | $4,065-23.1% | $4,934-36.7% | $2,726+14.6% |
| Participant deferral / active EE | $11,548 | $7,992+44.5% | $8,070+43.1% | $4,648+148.5% |
| Admin fee / account holder | $160 | $338-52.7% | $13,006-98.8% | $430-62.9% |