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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $1,122 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,441 | $29,554+16.5% | $56,054-38.6% | $77,692-55.7% |
| Participation rate | 33.3% | 32.6%+0.7pp | 52.5%-19.1pp | 70.6%-37.2pp |
| Annual return | 16.96% | 18.89%-1.9pp | 1705.95%-1689.0pp | 31.25%-14.3pp |
| Employer contribution / active EE | $119 | $568-79.0% | $1,039-88.5% | $2,726-95.6% |
| Participant deferral / active EE | $667 | $1,061-37.1% | $1,952-65.8% | $4,648-85.7% |
| Admin fee / account holder | $34 | $1,046-96.8% | $2,822-98.8% | $431-92.2% |