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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $1,122 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,441 | $29,507+16.7% | $56,025-38.5% | $77,762-55.7% |
| Participation rate | 33.3% | 32.7%+0.6pp | 52.5%-19.2pp | 70.6%-37.3pp |
| Annual return | 16.96% | 18.90%-1.9pp | 1712.69%-1695.7pp | 31.27%-14.3pp |
| Employer contribution / active EE | $119 | $570-79.0% | $1,042-88.5% | $2,728-95.6% |
| Participant deferral / active EE | $667 | $1,062-37.2% | $1,955-65.9% | $4,651-85.7% |
| Admin fee / account holder | $34 | $1,041-96.8% | $2,828-98.8% | $433-92.2% |