Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,020 | $76,834-15.4% | $108,359-40.0% | $87,485-25.7% |
| Participation rate | 59.0% | 61.7%-2.8pp | 70.1%-11.1pp | 68.9%-10.0pp |
| Annual return | 5.35% | 19.09%-13.7pp | 36.89%-31.5pp | 26.06%-20.7pp |
| Employer contribution / active EE | $679 | $1,556-56.4% | $2,399-71.7% | $2,596-73.8% |
| Participant deferral / active EE | $1,698 | $3,100-45.2% | $4,137-59.0% | $4,274-60.3% |
| Admin fee / account holder | $1,939 | $6,537-70.3% | $9,741-80.1% | $7,775-75.1% |