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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,772 | $166,268-72.5% | $165,100-72.3% | $145,897-68.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.61% | 100.52%-90.9pp | 70.21%-60.6pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,818 | $5,284-65.6% | $4,348-58.2% | $4,663-61.0% |
| Participant deferral / active EE | $2,099 | $6,964-69.9% | $6,035-65.2% | $6,689-68.6% |
| Admin fee / account holder | $6,010 | $16,659-63.9% | $12,696-52.7% | $13,390-55.1% |