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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,887 | $178,174-60.8% | $156,181-55.3% | $137,256-49.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.91% | 84.19%-70.3pp | 64.87%-51.0pp | 220.34%-206.4pp |
| Employer contribution / active EE | $1,316 | $4,972-73.5% | $4,294-69.4% | $4,156-68.3% |
| Participant deferral / active EE | $2,967 | $6,888-56.9% | $6,132-51.6% | $6,407-53.7% |
| Admin fee / account holder | $1,413 | $17,404-91.9% | $14,586-90.3% | $12,270-88.5% |