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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $77,313 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $51 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,882 | $55,423+446.5% | $155,602+94.7% | $74,400+307.1% |
| Participation rate | 82.5% | 61.9%+20.6pp | 78.2%+4.3pp | 67.2%+15.2pp |
| Annual return | 14.90% | 269.07%-254.2pp | 64.81%-49.9pp | 1367.51%-1352.6pp |
| Employer contribution / active EE | $19,579 | $2,266+764.2% | $4,675+318.8% | $2,624+646.0% |
| Participant deferral / active EE | $14,910 | $2,835+426.0% | $5,629+164.9% | $4,348+242.9% |
| Admin fee / account holder | $496 | $1,744-71.6% | $15,923-96.9% | $1,944-74.5% |