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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $77,313 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $51 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,882 | $55,470+446.0% | $155,556+94.7% | $74,478+306.7% |
| Participation rate | 82.5% | 61.9%+20.6pp | 78.2%+4.2pp | 67.2%+15.2pp |
| Annual return | 14.90% | 269.80%-254.9pp | 64.84%-49.9pp | 1370.56%-1355.7pp |
| Employer contribution / active EE | $19,579 | $2,267+763.8% | $4,675+318.8% | $2,626+645.5% |
| Participant deferral / active EE | $14,910 | $2,838+425.4% | $5,631+164.8% | $4,350+242.7% |
| Admin fee / account holder | $496 | $1,744-71.6% | $15,885-96.9% | $1,946-74.5% |