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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,332 | $171,492-3.0% | $150,734+10.3% | $198,609-16.3% |
| Participation rate | 50.0% | 81.4%-31.4pp | 78.4%-28.4pp | 82.4%-32.4pp |
| Annual return | 18.15% | 804.70%-786.5pp | 600.81%-582.7pp | 202.70%-184.5pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,981 | $6,259-52.4% | $5,610-46.9% | $6,977-57.3% |
| Admin fee / account holder | $837 | $17,628-95.3% | $14,905-94.4% | $19,030-95.6% |