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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,570 | $57,119+221.4% | $85,187+115.5% | $80,935+126.8% |
| Participation rate | 84.4% | 56.4%+28.0pp | 67.5%+16.9pp | 67.7%+16.7pp |
| Annual return | 10.21% | 21.70%-11.5pp | 66.67%-56.5pp | 35.66%-25.4pp |
| Employer contribution / active EE | $2,012 | $1,802+11.7% | $2,732-26.3% | $2,757-27.0% |
| Participant deferral / active EE | $5,748 | $3,115+84.6% | $4,525+27.0% | $4,299+33.7% |
| Admin fee / account holder | $50,670 | $4,990+915.4% | $6,162+722.3% | $6,924+631.8% |