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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,887 | $84,685+84.1% | $142,942+9.1% | $67,986+129.3% |
| Participation rate | 31.2% | 61.4%-30.2pp | 76.8%-45.6pp | 57.2%-26.0pp |
| Annual return | 15.05% | 35.89%-20.8pp | 113.70%-98.6pp | 31.67%-16.6pp |
| Employer contribution / active EE | $741 | $2,263-67.3% | $4,139-82.1% | $2,019-63.3% |
| Participant deferral / active EE | $2,180 | $3,832-43.1% | $7,128-69.4% | $3,358-35.1% |
| Admin fee / account holder | $7,578 | $3,229+134.7% | $12,475-39.3% | $3,203+136.6% |