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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,372 | $81,358+32.0% | $155,556-31.0% | $80,959+32.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.71% | 33.39%-24.7pp | 64.84%-56.1pp | 35.67%-27.0pp |
| Employer contribution / active EE | $4,201 | $3,106+35.2% | $4,675-10.1% | $2,757+52.4% |
| Participant deferral / active EE | $3,310 | $3,455-4.2% | $5,631-41.2% | $4,300-23.0% |
| Admin fee / account holder | $11,088 | $7,994+38.7% | $15,885-30.2% | $6,925+60.1% |