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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $548,774 | $81,358+574.5% | $155,556+252.8% | $80,959+577.8% |
| Participation rate | 96.8% | 66.3%+30.5pp | 78.2%+18.5pp | 67.7%+29.1pp |
| Annual return | 15.64% | 33.39%-17.7pp | 64.84%-49.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $31,517 | $3,106+914.6% | $4,675+574.1% | $2,757+1043.1% |
| Participant deferral / active EE | $17,395 | $3,455+403.4% | $5,631+208.9% | $4,300+304.5% |
| Admin fee / account holder | $15,306 | $7,994+91.5% | $15,885-3.6% | $6,925+121.0% |