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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,652 | $48,284-17.9% | $67,524-41.3% | $80,911-51.0% |
| Participation rate | 31.3% | 66.4%-35.1pp | 72.9%-41.6pp | 67.6%-36.4pp |
| Annual return | 19.72% | 18.27%+1.4pp | 3519.41%-3499.7pp | 35.63%-15.9pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $2,734-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $883 | $2,927-69.8% | $4,001-77.9% | $4,297-79.5% |
| Admin fee / account holder | $20 | $3,688-99.5% | $4,001-99.5% | $6,935-99.7% |