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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,551 | $111,785+47.2% | $93,669+75.7% | $145,877+12.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 27.69% | 203.79%-176.1pp | 133.59%-105.9pp | 551.28%-523.6pp |
| Employer contribution / active EE | $3,296 | $3,096+6.5% | $2,424+36.0% | $4,663-29.3% |
| Participant deferral / active EE | $7,632 | $4,919+55.2% | $4,416+72.8% | $6,691+14.1% |
| Admin fee / account holder | $19,429 | $10,256+89.4% | $8,291+134.3% | $13,402+45.0% |