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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,551 | $111,878+47.1% | $93,727+75.6% | $145,897+12.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 27.69% | 204.28%-176.6pp | 133.83%-106.1pp | 552.29%-524.6pp |
| Employer contribution / active EE | $3,296 | $3,092+6.6% | $2,421+36.1% | $4,663-29.3% |
| Participant deferral / active EE | $7,632 | $4,920+55.1% | $4,417+72.8% | $6,689+14.1% |
| Admin fee / account holder | $19,429 | $10,256+89.4% | $8,292+134.3% | $13,390+45.1% |