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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,611 | $55,446+54.4% | $155,574-45.0% | $74,429+15.0% |
| Participation rate | 99.1% | 61.9%+37.2pp | 78.2%+20.9pp | 67.2%+31.9pp |
| Annual return | 10.42% | 269.20%-258.8pp | 64.87%-54.4pp | 1368.38%-1358.0pp |
| Employer contribution / active EE | $6,513 | $2,266+187.4% | $4,676+39.3% | $2,625+148.1% |
| Participant deferral / active EE | $3,848 | $2,836+35.7% | $5,629-31.7% | $4,348-11.5% |
| Admin fee / account holder | $12,546 | $1,743+619.8% | $15,914-21.2% | $1,944+545.3% |