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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $22,929 |
WITHUMSMITH+BROWN, PC4 years Filed as: PATTILLO, BROWN & HILL LLP Service code 13 · EIN 74-1130599 | Contract Administrator | $4,834 |
Filed as: EMPOWER ANNUITY INSURANCE GROUP Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,503 |
Filed as: EMPOWER ADVISORY GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,594 | $79,223+0.5% | $102,460-22.3% | $74,478+6.9% |
| Participation rate | 98.2% | 74.8%+23.5pp | 76.5%+21.7pp | 67.2%+31.0pp |
| Annual return | 13.75% | 54.98%-41.2pp | 29.47%-15.7pp | 1370.56%-1356.8pp |
| Employer contribution / active EE | $1,898 | $2,363-19.7% | $3,025-37.2% | $2,626-27.7% |
| Participant deferral / active EE | $2,416 | $4,417-45.3% | $5,056-52.2% | $4,350-44.5% |
| Admin fee / account holder | $341 | $2,003-83.0% | $9,460-96.4% | $1,946-82.5% |