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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,960 | $282,059-4.6% | $213,469+26.0% | $154,746+73.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.56% | 20.90%-5.3pp | 20.58%-5.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $8,303 | $6,189+34.2% | $4,994+66.3% | $4,379+89.6% |
| Participant deferral / active EE | $14,957 | $8,186+82.7% | $6,841+118.6% | $6,730+122.2% |
| Admin fee / account holder | $3,122 | $37,435-91.7% | $27,141-88.5% | $14,365-78.3% |