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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,960 | $251,004+7.2% | $191,597+40.4% | $138,895+93.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 15.56% | 31.05%-15.5pp | 27.07%-11.5pp | 145.39%-129.8pp |
| Employer contribution / active EE | $8,303 | $6,226+33.4% | $5,025+65.2% | $4,194+98.0% |
| Participant deferral / active EE | $14,957 | $8,154+83.4% | $6,850+118.4% | $6,396+133.8% |
| Admin fee / account holder | $3,122 | $31,471-90.1% | $22,799-86.3% | $12,562-75.1% |