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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,695 | $106,749+85.2% | $145,433+35.9% | $82,448+139.8% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 13.48% | 27.59%-14.1pp | 66.58%-53.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $5,361 | $3,444+55.6% | $4,554+17.7% | $2,551+110.2% |
| Participant deferral / active EE | $6,890 | $6,519+5.7% | $7,897-12.8% | $4,139+66.4% |
| Admin fee / account holder | $27,645 | $8,390+229.5% | $13,129+110.6% | $7,234+282.1% |