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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,072 | $51,638+64.7% | $68,368+24.4% | $82,448+3.2% |
| Participation rate | 69.7% | 63.6%+6.1pp | 73.8%-4.1pp | 68.1%+1.6pp |
| Annual return | 14.25% | 37.53%-23.3pp | 292.57%-278.3pp | 41.64%-27.4pp |
| Employer contribution / active EE | $1,382 | $2,047-32.5% | $2,649-47.8% | $2,551-45.8% |
| Participant deferral / active EE | $3,151 | $2,914+8.1% | $4,123-23.6% | $4,139-23.9% |
| Admin fee / account holder | $11,145 | $4,643+140.0% | $5,150+116.4% | $7,234+54.1% |