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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,072 | $61,125+39.2% | $94,057-9.6% | $87,485-2.8% |
| Participation rate | 69.7% | 64.1%+5.6pp | 73.3%-3.6pp | 68.9%+0.8pp |
| Annual return | 14.25% | 35.20%-20.9pp | 480.62%-466.4pp | 26.06%-11.8pp |
| Employer contribution / active EE | $1,382 | $2,136-35.3% | $2,933-52.9% | $2,596-46.8% |
| Participant deferral / active EE | $3,151 | $3,260-3.3% | $4,709-33.1% | $4,274-26.3% |
| Admin fee / account holder | $11,145 | $5,629+98.0% | $7,244+53.8% | $7,775+43.3% |