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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,024 | $102,422+98.2% | $147,117+38.0% | $80,959+150.8% |
| Participation rate | 98.6% | 75.9%+22.7pp | 82.2%+16.4pp | 67.7%+30.9pp |
| Annual return | 15.48% | 135.16%-119.7pp | 420.54%-405.1pp | 35.67%-20.2pp |
| Employer contribution / active EE | $3,294 | $3,717-11.4% | $4,932-33.2% | $2,757+19.5% |
| Participant deferral / active EE | $6,323 | $6,652-5.0% | $8,065-21.6% | $4,300+47.0% |
| Admin fee / account holder | $32,820 | $7,953+312.7% | $12,993+152.6% | $6,925+373.9% |