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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,281 | $62,393-45.1% | $120,580-71.6% | $74,478-54.0% |
| Participation rate | 54.0% | 56.8%-2.8pp | 72.0%-18.0pp | 67.2%-13.2pp |
| Annual return | 18.00% | 18.61%-0.6pp | 107.48%-89.5pp | 1370.56%-1352.6pp |
| Employer contribution / active EE | $1,295 | $1,845-29.8% | $3,469-62.7% | $2,626-50.7% |
| Participant deferral / active EE | $2,986 | $2,886+3.5% | $4,995-40.2% | $4,350-31.4% |
| Admin fee / account holder | $612 | $2,396-74.5% | $9,418-93.5% | $1,946-68.6% |