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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,414 | $51,638-15.9% | $68,368-36.5% | $82,448-47.3% |
| Participation rate | 88.5% | 63.6%+24.9pp | 73.8%+14.7pp | 68.1%+20.4pp |
| Annual return | 18.92% | 37.53%-18.6pp | 292.57%-273.7pp | 41.64%-22.7pp |
| Employer contribution / active EE | $1,261 | $2,047-38.4% | $2,649-52.4% | $2,551-50.6% |
| Participant deferral / active EE | $3,976 | $2,914+36.5% | $4,123-3.6% | $4,139-3.9% |
| Admin fee / account holder | $714 | $4,643-84.6% | $5,150-86.1% | $7,234-90.1% |