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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,727 | $62,177+41.1% | $81,370+7.8% | $74,478+17.8% |
| Participation rate | 35.0% | 64.1%-29.1pp | 69.5%-34.5pp | 67.2%-32.2pp |
| Annual return | 16.28% | 16.62%-0.3pp | 24.85%-8.6pp | 1370.56%-1354.3pp |
| Employer contribution / active EE | $709 | $1,881-62.3% | $2,464-71.2% | $2,626-73.0% |
| Participant deferral / active EE | $1,495 | $3,219-53.5% | $3,885-61.5% | $4,350-65.6% |
| Admin fee / account holder | $2,463 | $1,927+27.8% | $5,749-57.2% | $1,946+26.6% |