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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,727 | $62,166+41.1% | $81,286+7.9% | $74,429+17.9% |
| Participation rate | 35.0% | 64.1%-29.1pp | 69.5%-34.5pp | 67.2%-32.2pp |
| Annual return | 16.28% | 16.50%-0.2pp | 24.80%-8.5pp | 1368.38%-1352.1pp |
| Employer contribution / active EE | $709 | $1,881-62.3% | $2,463-71.2% | $2,625-73.0% |
| Participant deferral / active EE | $1,495 | $3,223-53.6% | $3,883-61.5% | $4,348-65.6% |
| Admin fee / account holder | $2,463 | $1,925+28.0% | $5,764-57.3% | $1,944+26.7% |