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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,611 | $96,236+71.0% | $133,698+23.1% | $80,959+103.3% |
| Participation rate | 66.7% | 71.2%-4.5pp | 76.4%-9.8pp | 67.7%-1.0pp |
| Annual return | 16.10% | 28.74%-12.6pp | 580.90%-564.8pp | 35.67%-19.6pp |
| Employer contribution / active EE | $3,521 | $3,350+5.1% | $4,218-16.5% | $2,757+27.7% |
| Participant deferral / active EE | $4,359 | $5,709-23.6% | $7,016-37.9% | $4,300+1.4% |
| Admin fee / account holder | $15,413 | $8,250+86.8% | $6,703+129.9% | $6,925+122.6% |