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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,611 | $96,137+71.2% | $136,007+21.0% | $80,874+103.5% |
| Participation rate | 66.7% | 71.2%-4.6pp | 76.5%-9.8pp | 67.6%-1.0pp |
| Annual return | 16.10% | 28.70%-12.6pp | 579.32%-563.2pp | 35.62%-19.5pp |
| Employer contribution / active EE | $3,521 | $3,350+5.1% | $4,215-16.5% | $2,756+27.8% |
| Participant deferral / active EE | $4,359 | $5,706-23.6% | $7,024-37.9% | $4,297+1.4% |
| Admin fee / account holder | $15,413 | $8,236+87.1% | $6,858+124.7% | $6,935+122.2% |