Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,564 | $106,749-51.7% | $145,433-64.5% | $82,448-37.5% |
| Participation rate | 34.2% | 75.6%-41.5pp | 82.1%-47.9pp | 68.1%-33.9pp |
| Annual return | 16.43% | 27.59%-11.2pp | 66.58%-50.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $1,415 | $3,444-58.9% | $4,554-68.9% | $2,551-44.5% |
| Participant deferral / active EE | $3,825 | $6,519-41.3% | $7,897-51.6% | $4,139-7.6% |
| Admin fee / account holder | $10,639 | $8,390+26.8% | $13,129-19.0% | $7,234+47.1% |