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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,601 | $180,749-66.5% | $160,784-62.3% | $137,256-55.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.69% | 2234.46%-2217.8pp | 1803.92%-1787.2pp | 220.34%-203.6pp |
| Employer contribution / active EE | $7,516 | $4,155+80.9% | $3,733+101.4% | $4,156+80.9% |
| Participant deferral / active EE | $16,918 | $6,844+147.2% | $6,293+168.8% | $6,407+164.1% |
| Admin fee / account holder | $8,956 | $10,397-13.9% | $9,717-7.8% | $12,270-27.0% |