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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,178 | $102,595-10.2% | $94,057-2.0% | $154,746-40.4% |
| Participation rate | 82.4% | 76.0%+6.4pp | 73.3%+9.0pp | 80.7%+1.7pp |
| Annual return | 18.68% | 583.42%-564.7pp | 480.62%-461.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $1,347 | $3,147-57.2% | $2,933-54.1% | $4,379-69.2% |
| Participant deferral / active EE | $1,939 | $5,118-62.1% | $4,709-58.8% | $6,730-71.2% |
| Admin fee / account holder | $1,732 | $7,736-77.6% | $7,244-76.1% | $14,365-87.9% |