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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,178 | $114,013-19.2% | $103,693-11.1% | $155,188-40.6% |
| Participation rate | 82.4% | 75.2%+7.2pp | 72.6%+9.7pp | 80.8%+1.5pp |
| Annual return | 18.68% | 49.31%-30.6pp | 47.61%-28.9pp | 148.84%-130.2pp |
| Employer contribution / active EE | $1,347 | $3,131-57.0% | $2,920-53.9% | $4,248-68.3% |
| Participant deferral / active EE | $1,939 | $4,970-61.0% | $4,579-57.7% | $6,531-70.3% |
| Admin fee / account holder | $1,732 | $8,407-79.4% | $7,858-78.0% | $14,480-88.0% |