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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,178 | $72,071+27.9% | $68,368+34.8% | $137,256-32.8% |
| Participation rate | 82.4% | 76.2%+6.1pp | 73.8%+8.6pp | 80.0%+2.4pp |
| Annual return | 18.68% | 353.14%-334.5pp | 292.57%-273.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,347 | $2,788-51.7% | $2,649-49.1% | $4,156-67.6% |
| Participant deferral / active EE | $1,939 | $4,410-56.0% | $4,123-53.0% | $6,407-69.7% |
| Admin fee / account holder | $1,732 | $5,336-67.5% | $5,150-66.4% | $12,270-85.9% |