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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,570 | $183,592-53.9% | $155,567-45.6% | $145,959-42.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.70% | 61.24%-47.5pp | 64.74%-51.0pp | 561.95%-548.2pp |
| Employer contribution / active EE | $10,246 | $5,315+92.8% | $4,674+119.2% | $4,661+119.8% |
| Participant deferral / active EE | $10,605 | $6,464+64.1% | $5,628+88.4% | $6,689+58.6% |
| Admin fee / account holder | $17,374 | $19,318-10.1% | $15,916+9.2% | $13,398+29.7% |