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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,758 | $107,666+77.2% | $102,184+86.7% | $154,746+23.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 19.27% | 29.33%-10.1pp | 31.58%-12.3pp | 172.34%-153.1pp |
| Employer contribution / active EE | $13,968 | $3,846+263.2% | $3,594+288.7% | $4,379+219.0% |
| Participant deferral / active EE | $7,765 | $8,719-10.9% | $8,309-6.6% | $6,730+15.4% |
| Admin fee / account holder | $2,194 | $12,943-83.0% | $11,609-81.1% | $14,365-84.7% |