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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,758 | $100,970+88.9% | $96,576+97.5% | $137,256+39.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.27% | 38.16%-18.9pp | 38.47%-19.2pp | 220.34%-201.1pp |
| Employer contribution / active EE | $13,968 | $3,809+266.7% | $3,553+293.1% | $4,156+236.1% |
| Participant deferral / active EE | $7,765 | $8,286-6.3% | $7,956-2.4% | $6,407+21.2% |
| Admin fee / account holder | $2,194 | $11,312-80.6% | $11,381-80.7% | $12,270-82.1% |