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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,751 | $178,174-76.6% | $156,181-73.3% | $137,256-69.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 19.44% | 84.19%-64.7pp | 64.87%-45.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,385 | $4,972-52.0% | $4,294-44.5% | $4,156-42.6% |
| Participant deferral / active EE | $5,167 | $6,888-25.0% | $6,132-15.7% | $6,407-19.4% |
| Admin fee / account holder | $340 | $17,404-98.0% | $14,586-97.7% | $12,270-97.2% |