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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,103 | $227,399+218.0% | $189,758+281.1% | $198,609+264.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 18.56% | 61.03%-42.5pp | 52.62%-34.1pp | 202.70%-184.1pp |
| Employer contribution / active EE | $1,372 | $5,526-75.2% | $4,767-71.2% | $5,055-72.9% |
| Participant deferral / active EE | $8,016 | $6,837+17.2% | $5,856+36.9% | $6,977+14.9% |
| Admin fee / account holder | $4,168 | $25,162-83.4% | $20,388-79.6% | $19,030-78.1% |