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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,103 | $185,312+290.2% | $161,489+347.8% | $154,746+367.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.56% | 103.84%-85.3pp | 89.72%-71.2pp | 172.34%-153.8pp |
| Employer contribution / active EE | $1,372 | $4,769-71.2% | $4,268-67.9% | $4,379-68.7% |
| Participant deferral / active EE | $8,016 | $6,350+26.2% | $5,630+42.4% | $6,730+19.1% |
| Admin fee / account holder | $4,168 | $18,654-77.7% | $16,006-74.0% | $14,365-71.0% |