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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,218 | $154,228+116.7% | $145,433+129.8% | $137,256+143.5% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 17.79% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $7,963 | $4,804+65.8% | $4,554+74.8% | $4,156+91.6% |
| Participant deferral / active EE | $12,874 | $8,216+56.7% | $7,897+63.0% | $6,407+100.9% |
| Admin fee / account holder | $10,133 | $14,344-29.4% | $13,129-22.8% | $12,270-17.4% |