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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,537 | $160,070+62.8% | $147,117+77.1% | $145,897+78.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.35% | 98.69%-83.3pp | 420.54%-405.2pp | 552.29%-536.9pp |
| Employer contribution / active EE | $8,013 | $5,285+51.6% | $4,932+62.4% | $4,663+71.8% |
| Participant deferral / active EE | $12,606 | $8,419+49.7% | $8,065+56.3% | $6,689+88.4% |
| Admin fee / account holder | $1,367 | $15,035-90.9% | $12,993-89.5% | $13,390-89.8% |