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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,938 | $110,337-67.4% | $102,383-64.9% | $145,877-75.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.03% | 24.83%-14.8pp | 24.94%-14.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $9,510 | $4,216+125.6% | $3,870+145.7% | $4,663+103.9% |
| Participant deferral / active EE | $6,151 | $5,621+9.4% | $5,060+21.6% | $6,691-8.1% |
| Admin fee / account holder | $7,376 | $9,750-24.3% | $8,391-12.1% | $13,402-45.0% |