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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,950 | $139,948+347.3% | $121,663+414.5% | $154,746+304.5% |
| Participation rate | 92.9% | 78.0%+14.8pp | 74.5%+18.4pp | 80.7%+12.2pp |
| Annual return | 16.18% | 230.52%-214.3pp | 147.54%-131.4pp | 172.34%-156.2pp |
| Employer contribution / active EE | $23,239 | $3,521+560.0% | $3,020+669.5% | $4,379+430.7% |
| Participant deferral / active EE | $21,239 | $5,629+277.3% | $4,887+334.6% | $6,730+215.6% |
| Admin fee / account holder | $13,102 | $17,321-24.4% | $14,289-8.3% | $14,365-8.8% |